Smart lending management para sa bawat Filipino lender
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KOLEKTA
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Free
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Free
Active Loans
0
₱0 total
Collected this month
₱0
0 payments
Overdue
0
₱0 outstanding
Due Today
0
scheduled today
Collections — Last 3 Months
⚡
You're almost at your free limit.
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Collect Today
0
No collections today
No payments scheduled for today.
Overdue
0
Collections
Today
Borrowers
Account
My Profile
V
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Free
Edit Profile
0/20
Auto-filled when creating a new loan
Default penalty rate for all new loans
🔔 Notification Settings
Pro
Control what notifications are sent and when. Each notification costs 1 credit.
Automated Borrower Reminders
Remind before due date
Send borrower a heads-up before payment is due
Overdue reminder
Remind borrower after a missed payment
Weekly summary to borrowers
Send borrowers their balance every Sunday
Alerts Sent to You
Daily collection digest
7AM summary of who to collect from today
Overdue alert
Notify you when a loan passes its due date
Low credits warning
Alert when you drop below 10 credits
Weekly portfolio summary
Sunday summary of your full loan portfolio
📚 Tutorials
Replay any tutorial to review how each section works.
💬 Help & Feedback
Help us improve Kolekta. Your feedback goes directly to the team.
Notification Credits
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credits remaining
1 credit per notification SMS or Email, your choice Never expires
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Current Plan
Libre
₱0
forever
You're using — of 25 borrowers and — of 25 active loans.
Borrowers
0 / 25
Active Loans
0 / 25
My Payment Methods
Shown to borrowers when they pay
No payment methods added yet. Add one so borrowers know how to pay you.
Refer & Earn
Earn ₱150 SMS credits for every lender who signs up using your referral link.
kolektaph.com/r/—
Total referrals: 0 · Credits earned: ₱0
Account
Loans
Books
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New Borrower
Edit Borrower
New Loan
Step 1 of 2 — Who are you lending to?
OR
Add New Borrower
You can complete the borrower profile anytime from the Borrowers section.
Lending to
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% of loan amount
Auto-computed
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Per payment
₱—
% / day
5% of the due amount per day overdue
Loan Preview
Total Interest
₱0
Total Payable
₱0
Per Payment
₱0
Maturity
—
Record Payment
⚠️ Partial Payment
Amount Due
₱0
You Entered
₱0
Shortfall
₱0
What to do with the remaining balance?
✓ Overpayment — excess will be applied to future payments
Excess: ₱0
Borrower
Loan Details
Notification Credits
Your Credit Balance
50
credits remaining
1 credit = 1 notification
Works for SMS or Email
Never expires
Select your GCash, Maya, or bank payment confirmation screenshot
screenshot.jpg
Ready to submit
How it works
1. Send the exact amount to GCash or Maribank
2. Screenshot your payment confirmation
3. Upload screenshot above and submit
4. Credits activated within 1–2 hours (8AM–8PM)
Credits activated manually · 8AM–8PM daily
KOLEKTA
Plans & Pricing
Choose your plan
Start free. Upgrade when your business grows.
✓ Current Plan
Libre
₱0 / forever
Everything you need to start tracking your lending — no credit card, no expiry.