Welcome to KOLEKTA

Your smart lending management tool. Let's do a quick tour — 5 steps, less than 2 minutes.

What Kolekta does for you:

✓ Track all your borrowers in one place
✓ Manage loans with automatic payment schedules
✓ See who to collect from every day
✓ Record payments instantly
✓ Monitor your portfolio with live analytics

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Dashboard

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Step 1: Add your borrowers

What to fill in:

• First Name — required, Last Name optional
• Phone Number — for reminders later
• Street Address & Barangay — for collection route
• Tag — Good Payer, VIP, At Risk, or Blacklisted

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Step 2: Create a loan

What to set:

• Loan Amount — the principal
• Interest Rate — e.g. 20 for 20%
• Type — Flat or Diminishing balance
• Frequency — Daily, Weekly, or Monthly
• Number of payments — e.g. 12 months
• Funding/Release Date & First Payment Due Date

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Step 3: Collect & record

How it works:

1. Tap a borrower in the Collect Today list
2. Confirm the amount (pre-filled)
3. Select payment method (Cash, GCash, Maya, Bank)
4. Add reference number if needed
5. Tap Record Payment — done!